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Same Day Deposit, No Credit Check!
Get $500 Today and Payback over 90 Days.
Why choose us
Claiming your cash is quicker, easier & safer than ever.
Quick and easy process
As soon as your application is approved, your money will be deposited into your account the same day.
Refund over 3 months
Take comfort in knowing that you will reimburse your loan in 3, 6 or 12 payments based on the frequency of your pay over a period of 3 months.
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APR
The APR on the amount borrowed from the lender is fixed at 23%.
RENEWALS
Returning customers may renew after a grace period to give them time to complete a previous loan before payments on their new loan begin.
FASTER REPAYMENT
You can reimburse your loan faster by making larger payments. You will save on interest.
MISSED PAYMENTS AND CREDIT SCORE
Any payments that are missed will be put to the end of your contract with a $48 insufficient funds charge as is stated in the contract. This will not impact your credit score with our company. If you need to postpone a payment, you must call us 48 hours in advance, it will be put to the end of your contract with a $28 fee.
FAIR COLLECTION
Our company uses fair collection practices. If you fail to make your payments, our collection officers may terminate your installment plan and employ different collection methods to recuperate the money that is due. Installments that are terminated will collect interest on the unpaid balance of your loan. The borrower covers any legal fees required to obtain the balance. Any uncollected debts are pursued to the full extent of the law.
POLICY REGARDING RESPONSIBLE LENDING
All applications are submitted through a filtering process to ensure the borrower has sufficient income to repay the loan. This includes, but is not limited to: verifying that your monthly salary is sufficient to repay the loan and qualifies for such a loan. That you do not have an excessive amount of insufficient funds charges in your bank account. That you do not have an excessive amount of pre-authorized payments posted to your bank account that would interfere with paying your loan in a timely manner. If you do not meet any of these criteria, your loan application will be refused.
CAUTION
Returning customers may renew after a grace period to give them time to complete a previous loan before payments on their new loan begin.
FASTER REPAYMENT
Please borrow responsibly. We offer a way to help you during financial difficulty. However, the interest rate is higher than the rate of local banks. They should only be taken when you have no other options for financial assistance and should be used as seldom as possible. When used responsibly, it may be the right answer for you. However, taking on many short term loans at the same time could result in serious financial problems and an overbearing debt.